Payments
Accept credit cards, debit cards, and cryptocurrency through a single, unified API. PCI DSS Level 1 compliant out of the box.
Process payments in 135+ currencies with built-in fraud detection, automatic retries, and real-time settlement. From startups to enterprises, we handle billions in transactions.
$1,249.00
Visa •••• 4242
pay_8x7h2k
$89.99
Mastercard •••• 5555
pay_9m3n5p
0.0234 BTC
Bitcoin
pay_2k4j7r
$2,500.00
ACH Transfer
pay_6t8w1q
$50B+
Processed
99.99%
Uptime
135+
Currencies
< 200ms
Response Time
Everything you need to get paid
From checkout to settlement, we handle the complexity so you can focus on your business.
Unified API
One integration for cards, bank transfers, and crypto. Single webhook format, one dashboard for everything.
Smart Routing
Automatically route to the best processor. Higher approval rates, lower costs, zero effort.
Fraud Detection
ML-powered fraud prevention. Block bad actors while approving good customers. Chargeback guarantee available.
Recurring Billing
Subscriptions, trials, and usage-based pricing. Automatic dunning and smart retries recover failed payments.
Global Coverage
Local payment methods in 50+ countries. Accept Alipay, iDEAL, SEPA, and more alongside cards.
Instant Payouts
Get funds in your bank account in minutes, not days. Available in 30+ countries.
Two ways to get started
Use Payments standalone or as part of the full Lumatrx platform.
Just Payments
Sign up directly and start accepting payments. No commitment to other products.
- Standalone dashboard
- Separate billing
- Full API access
Business in a Box
Get Payments plus 10 other products. One account, one dashboard, one bill.
- All 11 products included
- Unified dashboard & billing
- Cross-product features
Accept every way your customers pay
135+ payment methods across cards, bank transfers, digital wallets, and cryptocurrency.
Cards
- Visa
- Mastercard
- American Express
- Discover
- JCB
- UnionPay
Digital Wallets
- Apple Pay
- Google Pay
- PayPal
- Venmo
- Cash App
- Alipay
Bank Transfers
- ACH (US)
- SEPA (EU)
- BACS (UK)
- iDEAL (NL)
- Bancontact (BE)
- PIX (BR)
Crypto
- Bitcoin (BTC)
- Ethereum (ETH)
- USDC
- USDT
- Litecoin (LTC)
- + 20 more
Simple, transparent pricing
No monthly fees. No hidden costs. Pay only when you get paid.
Domestic cards in US, EU, UK
BTC, ETH, USDC, and more
ACH, SEPA, wire transfers
Processing over $100k/month?
Contact for volume pricingWorks with your stack
Connect Payments with other Lumatrx products for a complete business platform. Or integrate with your existing tools.
Lumatrx Finance
Automatic reconciliation and accounting
Lumatrx Support
Customer payment history in every ticket
Lumatrx Auth
Link payments to verified customer identities
Third-Party Integrations
Start accepting payments today
Sign up and start processing payments in minutes. No setup fees.