Wallet
Digital wallet infrastructure for crypto and fiat. Enable users to store, send, and receive funds with full regulatory compliance.
Build neobanks, payment apps, or in-app wallets. Multi-currency support, virtual card issuance, and P2P transfers. All the complexity handled for you.
$4,892.50
Available balance
USD
US Dollar
$3,450.00
BTC
Bitcoin
0.0234
ETH
Ethereum
0.412
50+
Currencies
135+
Countries
$500M+
Processed
99.99%
Uptime
Complete wallet infrastructure
Everything you need to build financial products, without becoming a bank.
Multi-Currency Accounts
Hold fiat and crypto in the same wallet. Instant swaps between currencies at competitive rates.
Virtual Cards
Issue Visa or Mastercard cards instantly. Physical cards available too. Full card management API.
P2P Transfers
Send money to other users instantly. No fees for internal transfers. External bank transfers supported.
Crypto On/Off Ramp
Buy crypto with cards or bank transfer. Sell back to fiat anytime. Best rates guaranteed.
Transaction Limits
Set spending limits, velocity controls, and approval workflows. Protect users and your business.
White-Label Apps
iOS and Android SDKs for native wallet experiences. Or build custom with our APIs.
Compliance built in
We handle the regulatory complexity so you can focus on your product. Licensed and compliant in major markets.
KYC/AML
Identity verification integrated. Screen against global sanctions lists automatically.
Money Transmission
We hold the licenses. You operate under our umbrella in the US, EU, and UK.
Transaction Monitoring
Real-time fraud detection and suspicious activity reporting. SAR filing handled.
Audit Trail
Complete transaction history for regulatory reporting. Export-ready for auditors.
Licenses & Certifications
US MSB
FinCEN registered
UK FCA
EMI authorized
EU EMI
Licensed in Lithuania
SOC 2
Type II certified
PCI DSS
Level 1 compliant
ISO 27001
Certified
Built for
Neobanks
Launch a digital bank in months, not years. Full banking features without a banking license.
Gig Economy
Pay workers instantly. Let them spend earnings immediately with virtual cards.
Gaming
In-game currencies, instant withdrawals, and cross-platform balances.
Marketplaces
Seller wallets, instant payouts, and escrow for disputed transactions.
Two ways to get started
Use Wallet standalone or as part of the full Lumatrx platform.
Just Wallet
Sign up directly and start building your fintech product. No commitment to other products.
- Standalone dashboard
- Separate billing
- Full access
Business in a Box
Get Wallet plus 10 other products. One account, one dashboard, one bill.
- All 11 products included
- Unified dashboard & billing
- Cross-product features
Build the future of money
Sandbox access is free. Start building your fintech product today.