Built for Fintech
Build compliant financial products with enterprise-grade security and global payment rails.
Launch neobanks, lending platforms, or payment apps. KYC/AML compliance built in. Connect to global banking infrastructure. We handle the regulatory complexity so you can focus on your product.
$12,847.50
Available Balance
Salary Deposit
Acme Corp
+$5,400.00
Rent Payment
To: John Smith
-$1,800.00
Card Purchase
Amazon
-$127.42
Products included in this solution
Financial infrastructure, ready to deploy
Build neobanks, lending platforms, payment apps, or anything in between.
KYC/AML Compliance
Identity verification, document checks, and sanctions screening. Meet regulatory requirements in US, EU, UK, and more.
Money Movement
ACH, wire, SEPA, Faster Payments, and real-time payment rails. Move money globally with one API.
Virtual Cards
Issue Visa or Mastercard instantly. Physical cards available. Full card management and controls.
Multi-Currency Accounts
Hold and convert 50+ currencies. Competitive FX rates. No hidden fees.
Ledger & Accounting
Double-entry ledger for every transaction. Real-time balances. Audit-ready reporting.
Regulatory Reporting
Automated SAR filing, FATCA/CRS reporting, and transaction monitoring. Stay compliant effortlessly.
Compliance as a feature
We hold the licenses so you don't have to. Launch in weeks instead of years.
US Money Transmission
FinCEN registered. State licenses in all 50 states.
UK FCA
E-Money Institution authorization for UK operations.
EU EMI License
Licensed in Lithuania with passporting across EEA.
SOC 2 Type II
Annual audits. Enterprise-grade security controls.
KYC Flow
Personal Info
Name, DOB, address collection
Document Upload
Passport or driver's license
Liveness Check
Selfie verification
Sanctions Screening
OFAC, EU, UN lists
Approved
Ready to transact
Build any financial product
Neobank
Digital bank accounts, cards, and payments. Full banking experience without a bank license.
Lending Platform
Originate and service loans. Automated underwriting and collections.
Payment App
P2P payments, bill pay, and money requests. Like Venmo or Cash App.
Corporate Cards
Issue cards to employees with spend controls. Real-time tracking and limits.
StartupXYZ
Neobank for Freelancers
"We launched our neobank MVP in 2 weeks. Lumatrx handled KYC/AML compliance, card issuance, and money movement. We focused on the product experience while they handled the infrastructure."
2 weeks
To production
50k+
Accounts opened
$10M+
Monthly volume
Build the future of finance
Sandbox access is free. Launch your fintech product in weeks.